Free tire rating guide

Tire Load & Speed Guide — Index Charts Explained

Decode the load index and speed rating on your sidewall — check your tire can handle your car’s weight and speed.

Load index chart Speed rating chart Safety check 100% free

Check Your Tire Ratings

Enter your sidewall markings.

Load index (e.g. 95 on 225/60R16 95H)

Speed rating (letter after load index)

Vehicle weight (GVWR from door jamb, lbs)

Top speed you drive (mph)

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Max load per tire

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Speed rating limit—

Load safety margin—

Min. load index needed—

Never fit tires with a lower load index or speed rating than stock — it’s a safety downgrade that can void insurance in a crash.

Index	Max Load	Index	Max Load	Index	Max Load
80	992 lb	90	1,323 lb	100	1,764 lb
84	1,102 lb	94	1,477 lb	104	1,984 lb
88	1,235 lb	98	1,653 lb	108	2,205 lb
91	1,356 lb	99	1,709 lb	112	2,469 lb
95	1,521 lb	102	1,874 lb	116	2,756 lb

Load index: total of 4 tires must exceed GVWR with margin — the tool above checks this.
Speed rating: match or exceed stock. A lower rating overheats at sustained speed.
XL marking: Extra Load — reinforced sidewalls for heavier vehicles, needs higher PSI.

What is load index on a tire?

The number after the size (e.g. 95 in 225/60R16 95H) — it codes the maximum weight each tire can carry. 95 = 1,521 lb per tire.

What does H mean on a tire?

H is the speed rating — safe up to 130 mph sustained. Never downgrade below your car’s stock rating.

Can I use a higher load index than stock?

Yes — higher is always safe (stiffer ride possible). Lower than stock is never acceptable.

Do I need XL tires?

If your car came with XL (Extra Load), replace with XL — standard tires can’t safely carry the same weight at the same pressure.

What happens if my tires are under-rated?

Overheating, blowouts under load, and potential insurance denial after a crash. Always meet or exceed stock ratings.

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